Finance Center

Hyundai Auto Loans in Phoenix, AZ

You can finance new or used cars, no problem. And the majority of buyers choose to do this because the money that people have up front for vehicles is usually dreadfully below what it would cost to buy a quality new or used car. Some people might have as much as $10,000 to start off. But that's not enough to put you behind the wheel of a state of the art Hyundai SUV that can run tens of thousands of dollars. So how do folks afford to drive these great vehicles? They finance. And we're just the people who can help you finance your next car, truck, or SUV from the Hyundai line. Our dedicated team of specialists work with banks and other traditional lenders to get you the auto loans you need.

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Is Financing a Car a Good Idea?

If you have the monthly cash flow to pay your down payment and then monthly payments, financing is a terrific idea. It allows you to buy a better vehicle than you could have otherwise afforded. You get dependability and a very safe vehicle and your dealership still gets paid for selling you the vehicle. It all works out terrific for everyone involved!

Other reasons to finance

  • Flexibility: Your interest rate can be flexible down the line, depending on how reliable you are with your payments. If you don't like your initial interest rate, later on you can refinance and get a better rate
  • Your credit will actually improve if you make your auto loan paymnts on time!
  • When you finance and buy new or used, you get long-term savings
  • You don't just lose the vehicle at the end of your term. You own it and can sell it back for cash on your investment

These are just a few of the perks of financing a vehicle. In short, yes, if you can keep up with your payments, financing is a great option for you!

Is There a Minimum Credit Score to Finance a Car?

Most people who finance a car with the lowest interest rates available have a credit rating of at least 714, but you don't need a score that high in order to qualify for an auto loan. A used car often only requires a credit score of 655 to get the lowest interest rates (in the ranges of 2.6%). Even subprime borrowers that have a credit score of 600 or below can often finance a vehicle at very high interest rates (often as high as 13.53%). As you see, you pay higher interest the lower your credit score, but you can STILL finance that vehicle, and if your credit rating improves along the way thanks to paying your payments on time, you can even refinance and perhaps get a better rate later on.

Camelback Hyundai here in Phoenix is ready to help you finance your next vehicle. We'll work with banks and other traditional lenders to make sure that our customers are always satisfied with their purchase. It's our promise to you and it's our belief that financing a vehicle is the best way to get a quality auto that will serve you faithfully over the years. Simply call us today to inquire about financing.

Your privacy is important to us.

Camelback Hyundai takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Contact

Camelback Hyundai

1500 E Camelback Road
Directions Phoenix, AZ 85014

  • Phone: 844-880-7338

Hours

  • Monday 8:00 am - 9:00 pm
  • Tuesday 8:00 am - 9:00 pm
  • Wednesday 8:00 am - 9:00 pm
  • Thursday 8:00 am - 9:00 pm
  • Friday 8:00 am - 9:00 pm
  • Saturday 8:00 am - 9:00 pm
  • Sunday 10:00 am - 7:00 pm
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